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 The Combined Group provides commercial insurance products and services through its five commonly controlled entities - Combined Independent Agencies, Anchor Claims Management, Anchor Risk Management, Combined Premium Finance and Quantum Integrated Systems. Over the past fifteen years, The Combined Group has been a pioneer in developing innovative insurance products and technologies that make practical sense in the business environment today. With qualified and experienced professionals leading our companies and a philosophical commitment to customer service, we are confident to see continued growth and positive results with our position in the marketplace.
Combined Independent Agencies or CIA is a managing general agency offering many different lines of commercial insurance to its appointed independent agents. Focusing on technology innovation, CIA provides the agent a SEMCI (Single User Multiple Company Interface) functionality to help deliver multiple quotes and products immediately to the clients they represent. Serving over 1,200 agents primarily in Texas, Oklahoma, Tennessee, Mississippi, and Alabama, we are encouraged to see penetration of our product demand in several new states as a result of this Internet strategy. These are the carriers and lines of business that Combined Group writes.
Markets
The Hartford Travelers United States Liability Insurance Group AIG Zurich Zenith BRP Alea North American Insurance Company Highmark Casualty Insurance Company
CIAs Product Offering
Workers Compensation BOP Commercial Auto CEI - Non Subscribers - Texas Only Day Care Center Package EPLI (Employer Practices Liability Insurance) Janitorial Package Package Middle Markets (The Hartford) Vacant Buildings Crime D&O - EPLI E&O Special Events Liability Pollution Liability Liquor Liability Vacant Building Application Child Care - Commercial/Residential Fitness Centers Fast Food Establishments Family Dwelling Convenience Stores Contractors Bar & Restuarants Commercial Property Managers Technology Professional Package Property Managers Professional Liability Premium Financing for CIA or Non CIA Business
Anchor Claims Management performs the claim administration function on the various commercial programs that CIA manages and underwrites. Anchor Claims also serves as an independent Third Party Administer (TPA) that performs medical bill review and claim payment administration directly for their clients. Offering access to various preferred network providers, Anchor Claims minimizes both the individual insured and insurance carriers exposure to losses.
Anchor Risk Management provides safety consulting and inspection validation services primarily for those policyholders underwritten by CIA. Each loss consultant professional has accumulated at least ten years of industry experience and recognizes that well-managed and documented safety programs for policyholders is critical to the success of CIAs underwriting results.
Combined Premium Finance offers premium financing to our independent agents for both in-house CIA business and outside generated commercial business. Using advanced web technology, Combined Premium Finance can offer an instant quote and generate a pre-filled application that simply requires a signature to complete.
Quantum Integrated Systems provides the technological arm that is vital to the success of the Combined Group companies. Their focus is to establish and preserve Combined as an insurance industry leader in cutting edge technology and to build internal efficiencies necessary to ensure profitability.
If you want to find out more about the Combined Group you can either contact us by telephone on 800 275 3193 or at marketing@combinedgroup.com click here To download our corporate brochure.
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